Premier Mortgage Associates
Mortgages | Protection | Insurance
Securing your future, one mortgage at a time
Mortgages for Self-Employed
Is it hard to secure a mortgage if i'm self employed?
Securing a mortgage whilst you are self employed is more difficult than an employed applicant, due to the way you normally pay yourself and due to the higher risk to the lender.
You are considered self-employed if you own more than 20-25% of a business from which you earn your main income.
Here's how you can pay yourself as self employed:
- Dividend income
- PAYE income
- CIS income
- Directors Loan
- Pension income
- Investment income
- Freelancer / Contractor income
- Benefit income
We will need to see evidence of this income. This typically comes from two or more years or certified accounts, evidence of upcoming contract and recent SA302 forms.
Why use us?
At Premier Mortgage Associates, we look at all your income, so that we can place you with the right lender. We do the complicated calculations, so you don't have too.
With the right broker helping you, it’s absolutely possible to get a self employed mortgage, even if you have limited accounts.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Get in touch with us now to chat with our friendly team of experts!
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Regulatory Information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Premier Mortgage Associates usually charges a fee for mortgage advice, typically £395, however, the amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity.
The advice fee is payable upon the application stage of your journey and is non-refundable.
Premier Mortgage Associates Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority Place of Registration: England & Wales. Registered office: 14, Penny Court, Ringwood, Hampshire BH24 1JH. Registration number: 15146348.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Premier Mortgage Associates Limited | Mortgage experts, proudly serving Hampshire & Dorset
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